Where do the loans come from?
We work with a network of mortgage advisers across New Zealand to find people looking for property lending.
If a borrower’s application meets all our checks and balances, we lend them our own funds before offering to our investors. Here’s what we look for:
- A clear exit – How a person is going to exit their loan with us, at a set time.
- Type of security – The property offered as a security for the loan.
- Loan to value ratio – The difference between the loan amount and the borrower’s equity in the property.
We do not provide loans or security property from other property investment companies on our platform.