Southern Cross Financial group is a 100% NZ owned business that specialises in short term property lending and has been established for over 20 years. We see our role as helping you to help your clients, so we pride ourselves on looking at ‘how’ we can approve an application instead of looking for ways to decline it.

Not sure if it’s a deal for us or even how to go about presenting it?

Pick up the phone and give one of our BDM’s a call on 09 535 2239 and talk it through or email loans@scpartners.co.nz

Do you have a deal you’re struggling with ? 

Get in touch

Download the PDF to see some of our recent deals


SCP recent deals



Standard Residential – Purchases & Refinances As at 1st December 2022
Starting from 8.75% + 1.25% fee
*Please note these rates & fees are applicable to standard residential properties. Every deal will be assessed on its individual merit. Not every deal will qualify for these rates.  Weighting will be applied depending on location, history, loan amount and other factors. These rates apply to new lending only.

Construction & Development  As at 1st December 2022
All construction including development 11.49% + 2%
Bare land, Apartments, Commercial (conditions apply). Rates & fees upon application.
We have no other construction fees, no drawdown fees and no line fees****. Please note this is applicable to loans in our appetite and we will assess each deal on its merits as it's presented. Weighting will be applied depending on location, history and other factors.  These rates apply to new lending only.


09 535 2239

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Meet the team